We took out a health savings account (HSA) this year to keep our monthly payments below $1,000. This resulted in a $6,000 deductible and $4,000 copay. We rolled the dice. Part of the plan is to get us to be proactive about our health care spending. The new plan does allow a physical and blood work and other tests (even a colonoscopy, Yikes!!) for no cost to us. So I scheduled my physical for later in December and went to the lab on Tuesday morning while fasting to the LabCorp office as directed by Anthem Blue Cross. The refused to take my blood because I “didn’t have a doctor’s order”. Even though I informed the lady that I AM a doctor she told me I needed to make an appointment with the Doc and that was all there was to it. She gave me the phone # for her supervisor and he told me that he understood my concern about spending $100 to get a requisition was wrong, he said he could do nothing about company policy. When I asked how it could be that I can go to a 9News Health Fair or to the Valley Lab in Loveland owned by McKee Medical Center without a doctor’s order he said that was true and it made no sense. I called his supervisor and he called back and pretty much told me I was stupid to think that people could read their blood test results and that it could somehow even be dangerous. Really!! But, I asked, wasn’t everyone from the Prez on down telling us to take more responsibility for our health expenses to control costs? He said that he disagreed with me and that I was just plain wrong. So I called Anthem and found that I should now go to the Lab at Poudre Valley Hospital and they would take care of it. They also said that they did not require a doctor’s order to get the tests. So PVH says ok, we can take your blood without a doctor’s order if you join the Aspen Club for Seniors, which then did by filling out a card (it’s FREE) and found that I also can get reduced rates on the blood tests, only I have to pay cash and they will not bill my insurance. If you don’t do the tests for reduced rate, we cannot take your blood without a doctor’s orders!!! And then they can bill my insurance. So after an hour and a half of hassle, I call my Doc and get his nurse who tells me the Doc gives the orders when I come for the physical and then can return for another visit to find out the results. Now I am getting really pissed off. So I insist that I want the results before I get to the physical so I can keep it to a single visit to control costs, and she relents though half heartedly and faxes the order ACCROSS THE STREET and my blood is drawn and sent for testing. THREE HOURS of hassle to control costs and take control of my health care spending just to get routine blood work done. Tell me we don’t need health care reform, people. This is just CRAZY.